Real Estate Tips and Information by Karen List

There are some great programs for buying new homes in San Jose (and other areas as well) that are ending VERY soon. For many of the San Jose city programs, the buyer must have a ratified contract by 4/24/09. Yes, that is VERY soon. But, if you are interested in new construction in San Jose, [...]

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FHA financing is a great option for buyers that do not have at least 10% as a down payment and/or do not have FICO scores of at least 720.  And, there are some important things to know about FHA financing so that when a FHA buyer goes through the process, the stress and frustration is at [...]

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Just some interesting statistics about San Jose, California.

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This is the nuts and bolts of the First Time Homebuyer Tax Credit in layman terms.

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It is easy to do your own loan modification for FREE!

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http://www.youtube.com/watch?v=oUjxt4-TQvU

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I work with TONS of buyers and there are some things that seem so simple and logical that sellers should do, but don’t, when showing their home to potential clients.  Of course, there are many things that buyers find important, like the floor plan, size of bedrooms, closet space, etc.  But, what I am focusing [...]

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A lot of first time buyers have been taking advantage of government assistance for down payment programs which was giving up to about 3% to help first time buyers get into a home with very little money needed from the buyer.  The programs were great for those who have good credit, good income, a stable [...]

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Well, you are not alone.  The lending guidelines have become so strict, it feels like the banks do not even want to make loans.  Even well qualified buyers are being put to the test; buyers with high FICO scores, good assets, good income, etc.  Times are just different in this market and what I have learned [...]

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There has been a lot of news lately about loan modifications. And, guess what? As usual, the sharks come out to see who they can bite. So, you need to be aware of some things if you want a loan modification so that you don’t get screwed.  First and foremost, legally, it takes a real estate [...]

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