Real Estate Tips and Information by Karen List

Buying and Selling Homes in Santa Clara and Alameda County

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Entries from December 23rd, 2008

Important Info for First Time Buyers with No Down Payment

December 23rd, 2008 · 1 Comment · Uncategorized

A lot of first time buyers have been taking advantage of government assistance for down payment programs which was giving up to about 3% to help first time buyers get into a home with very little money needed from the buyer.  The programs were great for those who have good credit, good income, a stable […]

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Having a Hard Time Getting a Home Loan?

December 3rd, 2008 · No Comments · Uncategorized

Well, you are not alone.  The lending guidelines have become so strict, it feels like the banks do not even want to make loans.  Even well qualified buyers are being put to the test; buyers with high FICO scores, good assets, good income, etc.  Times are just different in this market and what I have learned […]

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